The Affordable Care Act can feel like an axe hanging over your business. Will you need to lay off employees? What will it cost to keep the employees you have? What can you afford to pay to keep all of your employees? Can you afford not to keep all of your employees? Many Americans are relying on hype to answer these questions, but no matter whose hype you believe, hype never really gives you the answers.
Like many small business owners, you might have started off doing your own accounting to save money. Or maybe you.